Being in a car accident is traumatic and overwhelming. If your accident was caused by another driver, you will need to hold that driver accountable for your losses, and this often involves lengthy and stressful negotiations with the insurance company, as you try to navigate the insurance claim process. Why go through all that, when a car accident lawyer can help you? Hiring the right car accident lawyer can make a big difference, significantly improving the likelihood that you will be compensated for your losses, including property damage, injuries, lost income, and long-term pain and suffering. Insurance companies have complicated rules, and they will use an entire team of adjustors to lower their payout and represent their interests, so hiring an expert to level the playing field and help you negotiate a settlement is a smart move. How do you know if hiring a car accident lawyer is right for you? Read on to learn more.
Signs that Hiring a Car Accident Lawyer Is Worth it for You
In most situations, hiring a car accident lawyer is helpful. It’s especially important, though, if one of the following conditions applies to you:
- You Don’t Have a Good Understanding of Personal Injury Law
One thing a car accident injury lawyer brings to the table is an extensive knowledge and understanding of the law. As a layperson, there’s no reason for you to have significant knowledge of car accident and personal injury law, so when you get into an accident, you need to partner with someone who does. Even if you have dealt with insurance companies before, the claim process can vary, depending on where you live. Hiring a lawyer with the education and expertise to handle your legal claims can help you get the compensation you need to move ahead with your life, without you having to spend your energy and time researching the law on your own.
- You Have a Lot of Damages
You may be surprised by the damages you are owed after a car accident. You are likely to need compensation for medical costs, vehicle repairs, lost wages, disfigurement, and pain and suffering. While there are several kinds of damages you may have, the most common are special (economic) damages, and general (non-economic) damages. You may not have any trouble calculating the special damages, because they are likely to have a set dollar amount. However, it takes professional knowledge to determine general damages, and this is where a lawyer can be extremely helpful. Without help from a legal expert, you could miss out on compensation that you need and are rightfully owed.
- Your Claim Is Denied or You Get a Small Offer
Often, a person who has been in a car accident will file a claim with the insurance company, only to see it denied. When you get a lawyer involved at the very beginning of the process, you decrease the likelihood of this happening. However, even if your claim is initially denied or you are offered a small settlement, an experienced lawyer can appeal the denial or fight for the compensation you deserve.
- The Insurance Company Won’t Negotiate
If the insurance company refuses to negotiate with you, it’s crucial to call a lawyer who can fight for you in court.
What If You Get a Fair Offer?
If you get a fair offer from the insurance company, and the settlement will cover your expenses, you might not need a lawyer for the car accident. However, it is important to carefully consider all of your damages before accepting the offer. In many cases, it is better to err on the side of caution and schedule a consultation with a good car accident lawyer to determine whether the settlement is really fair, or whether you will need to cover more costs than you are considering. Most of the time, the initial consultation is free, so there is no risk in talking to an attorney before you move forward with accepting an offer.
Moon & Associates Can Offer You the Best Lawyer for a Car Accident
If you have been in a car accident, it pays to have an experienced lawyer at your side. At Moon & Associates, our wealth of experience, skills, and knowledge allows us to provide our clients with the highest level of legal representation, and you can trust us to fight for your car accident claim. For over 25 years we have provided a wide range of services, including corporate advisory and counseling, commercial litigation and arbitration, real estate, and personal injury law, and our skilled attorneys have successfully represented clients in a variety of forums. In New York, New Jersey, and throughout the United States, we’ve practiced before federal and state courts, as well as alternative dispute forums, building a reputation for excellence along the way. The representation we offer is personalized, and we are dedicated to protecting the interests of our clients and working tirelessly to meet their needs, striving for optimal outcomes. Well versed in federal and state laws, rules, regulations, and governing precedents, our attorneys offer representation to individuals and businesses for a broad spectrum of disputes.
To find an experienced car accident lawyer in NJ or NY, or learn more about how our unique insights, experience, and attention to detail can work for you, call 212-484-0962 or contact us through our website.